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Real Estate

Haupteingang des Eccles-Gebäudes der Federal Reserve in Washington, Archivaufnahme von 2011.
Finance

Fed holds rates steady – Swiss mortgages follow other rules

An unchanged US policy rate does not guarantee stable Swiss mortgage rates. How SARON, fixed-rate mortgages and the franc react differently to new signals.

JournalPlus Redaktion·
Wohnhäuser an der Bielstrasse in Solothurn, aufgenommen im August 2020
Real Estate

Home ownership is getting pricier – but not every flat gains value

Houses and flats are moving in different directions. The new federal figures show why a national index replaces neither a valuation of one's own property nor a financing check.

JournalPlus Redaktion·
Bewohnte europäische Wohnanlage mit gemeinsam genutztem grünem Innenhof.
Real Estate

Housing crisis: what Vienna and Paris do differently

Vienna owns 220,000 dwellings, Paris is expanding its public housing stock. What these models deliver, where their limits lie, and what Swiss cities can take from them.

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Glaskugel mit Spiegelung der Zürcher Skyline neben Hausmodellen und ansteigender Lichtkurve.
Real Estate

UBS Index 2026: Zurich Carries the Highest Bubble Risk

Zurich tops the UBS Global Real Estate Bubble Index 2026. The warning signal points to prices, incomes and financing, but it is not a crash forecast.

JournalPlus Redaktion·
Ein junges Paar prüft am Küchentisch Unterlagen und Berechnungen für einen möglichen Wohnungskauf.
Real Estate

Promoting home ownership: why more purchase aid can raise prices

The ownership rate is falling, and young families without an inheritance struggle. But blanket support does not solve the underlying problem of scarce housing.

JournalPlus Redaktion·
Schweizer Wohnquartier mit Alt- und Neubauten, Wärmepumpe und Heizungsservice im Winter.
Real Estate

Swiss heating statistics have a heat problem of their own

According to BFS monitoring, 51 percent of recorded buildings are heated with oil or gas. The more important figure: 49.7 percent of the entries have not been updated in more than eight years.

JournalPlus Redaktion·
Eine Frau betrachtet Wohnungsangebote auf einem Laptop am Küchentisch.
Real Estate

Flat hunting: why the results list does not show everything

A new survey shows how much personal contacts matter alongside property portals. Official data and research explain why a broader search alone does not remove the hurdles.

JournalPlus Redaktion·
Ansicht eines modernen Mehrfamilienhauses mit mehreren Fenstern, das Wohnraum bietet und in einer Siedlung steht.
Real Estate

Swiss housing: who owns the buildings – and what the data omits

New FSO data show that two-thirds of recorded residential buildings belong to natural persons. But building structure and data gaps limit what the figures can say.

JournalPlus Redaktion·
Eine Saisonarbeiterin betritt mit Gepäck eine kleine Unterkunft in einem Schweizer Wintersportort.
Travel

Resort Staff Shortages Start With Housing

Swiss resorts seek staff, but seasonal workers struggle to find suitable housing. A new study reveals how this affects both guests and businesses.

JournalPlus Redaktion·
Ein Paar prüft mit einer Immobilienberaterin Unterlagen zu einer Eigentumswohnung.
Real Estate

Home Ownership Becomes More Expensive – But Not Uniformly

Home ownership prices rose by 0.7 percent in the second quarter and were 3.5 percent higher than the previous year. This average conceals diverging developments for houses, apartments, and regions.

JournalPlus Redaktion·
Eine Mieterin oder ein Mieter prüft am Küchentisch Mietvertrag und Kosten mit einem Taschenrechner.
Real Estate

Reference Interest Rate Remains at 1.25 Percent: What Tenants Should Check Now

The mortgage reference interest rate remains unchanged. For many households, this news is still a reason to carefully review their rental agreement and past increases.

JournalPlus Redaktion·
Wohnungsmarkt 2025
Real Estate

Swiss Rental Prices: Data Unclear

The Federal Statistical Office regularly publishes rental price figures. Current claims of a 2.3 percent increase are not verifiable from available sources. The editorial team is investigating.

JournalPlus Redaktion·
Sanierung
Real Estate

Special Program Boosts Energy Efficiency in Non-Profit Housing

Between 2021 and 2025, the federal government supported non-profit housing developers with 119 million Swiss francs. Renovations of 2,413 apartments generated investments of 533 million Swiss francs.

JournalPlus Redaktion·
Die Fassade eines Wohngebäudes mit Fenstern und Balkonen in einer städtischen Umgebung.
Real Estate

Apartment Handover: What Does 'Broom-Clean' Mean?

The term 'broom-clean' often causes disputes during apartment handovers. We summarize the most important facts for tenants regarding this cleaning standard and provide helpful tips for a smooth process.

JournalPlus Redaktion·
Ein Arbeiter installiert oder wartet Solarpaneele auf einem Hausdach.
Real Estate

Earthships: Self-Sufficient Homes from Recycled Materials in the Netherlands

Earthships, fully self-sufficient homes made from recycled materials, are gaining traction in the Netherlands. This innovative housing concept may also hold potential for Switzerland.

JournalPlus Redaktion·